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Seed Round · 2026 · Latin America

Democratizing
Investment Intelligence

AI Wall Street-quality investment tool designed for every expertise level. Tested against a wide set of models used in professional practice and against other AI systems in the market. QUAFI outperforms them all.

Seed Round: $2.0M Target
Live & Growing — Free Launch at quafi.io
Benchmark tested against SPY, ChatGPT, Gemini & Claude
Agustin A. Shehadi C., Ph.D. — Founder & CEO
QUAFI
02 / 12
The Problem

Quality Investment Is Still a Privilege

Problem 01
Institutional Tools Are Inaccessible
Sophisticated portfolio optimization algorithms are locked behind private wealth management fees or require quantitative expertise unavailable to retail investors in LatAm.
Problem 02
LatAm Fintech Lacks Profitable Investing Solutions for non-experts
Major investment fintechs stay tied to the traditional model where the user must know what, when and how to invest.
Problem 03
Existing Solutions Underperform
Banking and hedge funds robo-advisors are designed, operated and maintained by large and expensive teams of analysts. Our algorithm demonstrably outperforms the publicly available alternatives at a fraction of the cost.
QUAFI
03 / 12
The Solution

Expert Intelligence Today. A Full Investment Platform Next.

Live Today · MVP
Pillar 01
OPTIMIZE & RECOMMEND
Proprietary portfolio optimization engine — mathematically rigorous, academically grounded, delivering risk-adjusted optimal allocations with full backtest analytics and clear, actionable recommendations. Institutional-grade precision in a consumer-grade experience, live at quafi.io today.
Pillar 02
INVEST & OPERATE
After engaging a CNV Agente de Negociación, users invest the optimal allocation directly inside QUAFI — no third-party broker or bank — with an integrated digital wallet for deposits, transfers, and payments. One unified environment, end to end.
Our vision: the first solution in LatAm integrating intelligent automated investing with a digital wallet — invest, operate, and manage money from a single place, with expert quality and simple UX.
QUAFI
04 / 12
Technology · Benchmarking & Validation

Our Algorithm Beats the Market — and Every AI Competitor

QUAFI Utility-Based Algorithm
#1
Highest Portfolio Value · Best Risk-Adjusted Sharpe Ratio · 12-month out-of-sample backtest · $50,000 initial capital
Live Launch
40+
Users in production at quafi.io during the free launch period — professional analysts and first-time investors validating the product ahead of monetization (Feb-2027).
Regulatory Work
We are actively mapping every legal and regulatory detail of the market launch so that go-to-market is clean, transparent, and fully compliant from day one.
FINAL PORTFOLIO VALUE — 12-MONTH OUT-OF-SAMPLE BACKTEST (2025) · $50,000 INITIAL CAPITAL
QUAFI
+USD 15.7k
Claude AI
+USD 14.8k
ChatGPT
+USD 13.9k
Copilot
+USD 13.4k
Gemini
+USD 12.9k
Max Sharpe
+USD 10.0k
SPY ETF
+USD 8.9k

Training: 2009–2024 · Test: Full Year 2025 · No look-ahead bias · Fully reproducible Python codebase available for complete due diligence.
Every AI model received the same prompt, acting as a top-tier financial analyst to find the optimal allocation of the same portfolio, using all historical information available from 2008 through 2024.

QUAFI
05 / 12
Market Opportunity

Appealing LatAm Potential

12.3M
Argentine Retail Investors — growing +35% per year
1 in 2 economically active Argentines · Caja de Valores, Jul-2026
32.5M
TAM · Young Active Investors (20–40): AR + LatAm + US
Bottom-up & accounts-based: 2.4M AR · 5.2M LatAm · 24.9M US
340K
SOM · 5-Year Obtainable Registered Users (modeled geos)
Ceilings benchmarked vs. Fintual’s 150K+ funded users (CL+MX)

Beachhead Strategy: Argentina First → LatAm Dominance

Argentina just lived the largest retail-investing on-ramp in its history: 12.3M people now hold an investment account — overwhelmingly young, fintech-onboarded, and given access but no allocation intelligence. Spanish-first content reaches them at a $6–10 registered-user CAC. The Argentine playbook then rolls out on a regulatory-sequenced ladder.

ARArgentina — Live Now · AAGI 2027
CO/PE 2029 · US & Brazil — Series A Vision
QUAFI
06 / 12
Business Model

Dual Revenue Engine — B2C Subscriptions + B2B Enterprise

Revenue Stream 01
B2C — Subscription Tiers
Free launch period live today — every user enjoys Pro-level access at $0, no card required; freemium tiers switch on Feb-2027
Standard$15/mo3 optimizations / month · full report download · email support
QUAFI Plus$25/mo10 optimizations / month · multi-portfolio tracking · priority support
QUAFI Pro$170/moUnlimited optimizations · on-demand advisory call · multi-portfolio
Base plan: 25K registered · 625 paying by M24 → 124K · ~5K paying by M60 · flat pricing, no AUM cuts · price points under validation during the launch
Revenue Stream 02
B2B — Tailormade Enterprise
API integration — the QUAFI optimization engine embedded directly into the client's stack
Custom dashboards designed for each institution's workflow and reporting needs
Personalized support & corporate advisory — dedicated onboarding and account management
White-label client-facing views · multi-seat access · custom contract pricing
Deliberately secondary: first accounts from Month 14 · 8–16 tailormade accounts by M36–M60 · custom contracts
Today · MVPPortfolio optimization & investment-recommendation engine — the revenue base monetized from day one.
Next · Post-RegulatoryAfter engaging a CNV Agente de Negociación, users invest the optimal allocation directly inside QUAFI — no third-party broker or bank — with an integrated wallet unlocking transaction & AUM-linked revenue.
QUAFI
07 / 12
24-Month Roadmap

Three Phases to Market Positioning

1
Months 1–6 (Aug-26 – Jan-27)
Foundations & Free Launch
Delaware LLC + AR subsidiary completed (≈Oct-26)
Free launch compounds the Argentine base
First paid-CAC experiments (post-entity)
Seed round in market — closes Q1-27
Product hardening with live launch feedback
Entity done · seed closing · ~1.3K users
2
Months 7–12 (Feb-27 – Jul-27)
Monetization & First Expansion
Launch-free ends — freemium pricing on (Feb-27)
Founders full-time + first hires (eng & growth)
AAGI registration filed with CNV
Uruguay launch (Jul-27, BCU registry)
First B2B tailormade conversations
4.2K registered · first recurring revenue · AAGI
3
Months 13–24 (Aug-27 – Jul-28)
Regional Scale & Execution
Chile launch (Jan-28, CMF) · Mexico launch (Jul-28, CNBV)
AN convenio — in-app execution of the optimal allocation (≈M22); wallet to follow
Team of ~8 · quant, CS and compliance on board
B2B tailormade first accounts convert
Series A readiness build-up (raise ≈ M30–34)
25K registered · $190K ARR run-rate · execution live
QUAFI
08 / 12
Competitive Landscape

QUAFI Seeks to Own the Top-Right Quadrant

ALGORITHM SOPHISTICATION vs. LATAM FOCUS
High Sophistication
Low Sophistication
Global
LatAm
NU
NuBank
MP
MercadoPago
UA
Ualá
BT
Betterment
WF
Wealthfront
PA
Palmarium AI
QUAFI

vs. NuBank / Ualá / MercadoPago

Payment wallets with cuentas remuneradas that earn a low risk-free yield on idle balances — but no automated investment mechanisms, no portfolio optimization, no active management of holdings. That's where QUAFI breaks the category.

vs. Palmarium AI

Palmarium markets itself as a machine-learning tool for the finance expert. QUAFI is financial intelligence for every user type — from retail newcomers to professional analysts — in a single experience.

vs. Global Robo-Advisors

Betterment, Wealthfront don't operate in LatAm and use mean-variance optimization our backtests consistently outperform. QUAFI is building the category.

QUAFI
09 / 12
Founder

Built on Rigorous Academia. Shaped by Experience.

AS
Agustín A. Shehadi C.
Ph.D. · Founder & CEO
Ph.D. in Economics, M.Sc. in Econometrics and M.Sc. in Economics, with deep academic foundation across economics, finance, econometrics and artificial intelligence.
Mathematical Economics Professor at University of CEMA, within the M.Sc. in Economics program, bringing rigorous quantitative methods into every layer of the product.
Author of the QUAFI utility-based portfolio optimization algorithm, built from first principles in Python and combining expertise in finance, econometrics and AI.
Over six years of live application using, refining and putting the QUAFI algorithms into practice with his own personal investments, continuously improving them before ever offering them to others.
Former Strategy Fintech Services Specialist at Mercado Pago, contributor to the LatAm global strategy team and shaping fintech product direction across the region.
QUAFI
10 / 12
Path to Series A

Four Milestones. Each Gates the Next.

Month 6 · Jan-27
1.3KRegistered Users (free launch)
Entity Complete · Seed Closing
Month 12 · Jul-27
4.2KRegistered Users · Uruguay Live
$21KARR Run-Rate · AAGI Filed
Month 18 · Jan-28
11.8KRegistered Users
CLChile Launch · CMF Registered
Month 24 · Jul-28
25KRegistered · 625 Paying · MX Live
$190KARR Run-Rate · AN Execution Live
Series A Target
$5M – $8M
Raise ≈ Month 30–34 · ~50K users · ~$450K ARR trajectory · execution proven
QUAFI
11 / 12
The Ask

Join Us in Democratizing Investment Intelligence

Argentina just onboarded 12.3 million retail investors — and no mass-market product tells them what a good portfolio looks like. The algorithm is built, live at quafi.io, and compounding through a free launch. The plan from 40 users to 124K across LatAm is costed month by month in business plan v3.

We're not building a feature. We're building a new category.

"Investment quality should not be a technical or institutional privilege. QUAFI changes that."
— Agustin A. Shehadi C., Ph.D., Founder & CEO
$2.0M
Seed Round Target · 2026
Proprietary algorithm with documented outperformance vs. SPY, Max Sharpe & all major AIs
Live product in free launch at quafi.io — real users in production today
32.5M-person TAM of young active investors (AR · LatAm · US) — bottom-up, accounts-based
Causal growth model: 25K users by M24 · 124K by M60 · regulatory-sequenced expansion
Ph.D.-founded, algorithm-first company
Ask computed, not asserted: $1.9M requirement + buffer — funds through Series-A readiness (≈M34)
Let's Build the Future of LatAm Finance Together →
Try the live product at quafi.io
QUAFI
ANNEX
Annex · Supplementary Material

Seed Round: $2.0M Expected · Capital-Efficient Deployment

Team (founders full-time + 8 hires)52%
Marketing & User Acquisition24%
Regulatory & Legal (entity · AAGI · AN convenio)9%
Infrastructure & Tools (Render · Neon · data)3%
Contingency, Ops & G&A12%
This capital funds the plan through Month 37 — past Series-A readiness (≈M34) — with a 25% buffer. Computed requirement: $1.9M (business plan v3 · Cash & Funding).
Month 12 Unlock
Monetization & AAGI
4.2K registered. Freemium revenue on since Feb-27. AAGI filed with CNV. Uruguay live.
Month 24 Unlock
Regional Scale & Execution
25K registered · 625 paying · $190K ARR run-rate. Chile + Mexico live. AN convenio execution inside QUAFI.
Month 30–34 Unlock
Series A Ready
~50K registered · ~$450K ARR trajectory. Execution proven. Series A target: $5M–$8M.