QUAFI
Professional portfolio analysis for everyone who invests
Live at QUAFI.io
Seed Round 2026 · Summary deck
Agustín A. Shehadi C., Ph.D. · Founder and CEO
QUAFI
02 / 12
The problem

Millions of people already invest. Very few know what to buy.

12.3M
people hold an investment account in Argentina1
+35%
year-on-year growth in open accounts1
1 in 2
economically active Argentines already invests, most of them through a fintech app1

Apps gave them access to accounts, interest-bearing balances and CEDEARs. Nobody gave them a method. When they open the app, almost all of them face the same two questions and answer them by guesswork.

What do I buy?Thousands of instruments, and no training to compare them.
How much of each?Diversification is the decision that matters most and the one people understand least.
1Caja de Valores, July 2026. Individual investment account holders, against the economically active population reported by INDEC.
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What QUAFI does

QUAFI makes it easy to invest well. It starts with one question. Do you know what to invest in?

Yes

You bring your own list

QUAFI works out how much to put in each asset to get the highest return for the risk you accept and the horizon you choose.

No

QUAFI searches for you

3,400+ assets · 10 years of daily data1

With your profile, QUAFI screens the whole universe and builds the best portfolio it can find for you.

↓
Either way

The optimized portfolio is yours, and you decide what to do with it.

✎
Want to change something?

QUAFI gives you the tools to adjust it.

↗
Happy with it?

Take a full report to your bank adviser or broker and put it in place.

●
Your money stays where it is

QUAFI never holds or trades your money.

Subscription business model.
Free for everyone during the launch period, at QUAFI.io, in English and Spanish.
QUAFI
04 / 12
Validation

Tested out of sample against the market, standard industry practice and general-purpose AI.

Gain on USD 50,000 · full year 20251
Benchmark
Gain, USD
QUAFI
+15.7k
Claude
+14.8k
ChatGPT
+13.9k
Copilot
+13.4k
Gemini
+12.9k
Max Sharpe
+10.0k
S&P 500
+8.9k
QUAFI
05 / 12
Demo

How QUAFI works. Three steps, one portfolio, and how it did.

1Profile

The user chooses

Risk tolerance
ConservativeBalancedAggressive
Horizon
Short termMid termLong term
Number of assets
Optimize
2Portfolio

QUAFI finds the assets and sets the weights

3Result

How did this portfolio do after QUAFI built it?

QUAFI portfolioS&P 500
12-month return
+0.0%
S&P 500 +0.0%
Volatility
0.0%
S&P 500 0.0%
Sharpe ratio2
0.00
S&P 500 0.00
iIllustrative demonstration. It is not investment advice or a recommendation to buy or sell any instrument.
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06 / 12
Where we are

The product is live and in use, and the next twelve months are planned.

✓

QUAFI.io, live and free during the launch

Optimizer, asset pages with fundamentals, statistical alternatives, portfolio tracking and exportable reports, in English and Spanish.

✓

40+ registered users1

From professional analysts to first-time investors, a base small enough to talk to every one of them.

✓

QUAFI Academy and a research blog

A free bilingual course with a certificate, and our own working papers. The method is published for anyone to check.

✓

QUAFI LLC, incorporated in Delaware

A structure built to raise capital and to grow across the region.

Next twelve months2

Q4 2026Argentine subsidiary in place and registration with the CNV, Argentina's securities regulator.
January 2027Commercial opening in Argentina, with paid acquisition and partnerships with brokers.
Q1 2027A controlled test of acquisition cost, three ads across two channels.
April 2027The free launch ends and paid plans start.
2028Uruguay and Chile, the first markets outside Argentina.
1Registered accounts during the free launch period, in which every account has full access with no card required. 2Each step enables the next. Dates from our current operating plan.
QUAFI
07 / 12
Market

A large market of young investors, entered one country at a time.

Addressable
32.5M

Active investors aged 20 to 40. 2.4M in Argentina, 5.2M in the rest of Latin America and 24.9M in the US1.

Serviceable
5.8M

Reachable through our channels and able to pay for financial software1.

Five-year ceiling
340K

Registered users within five years, the capture our market study supports across all markets1.

Fintual, a regional comparable, already serves more than 150,000 investors with money in their accounts in Chile and Mexico, three in four of them under 402. Our ceiling for those two countries sits below what Fintual has already reached.
Argentina2027
Uruguay and Chile2028
Mexico, Colombia, Peru2029
United States2030
1Bottom-up estimate from observed populations of investors in each country (Caja de Valores, CNBV, CMF, FINRA and others), from QUAFI's market study. 2CB Insights, Sequoia and Statista.
QUAFI
08 / 12
Business model

A flat monthly subscription for individuals, and a tailored product for firms.

Free trial
$0
  • 2 optimizations
  • Full report download
  • No card required
Standard
$15 / mo
  • 3 optimizations a month
  • Full report download
QUAFI Plus
$25 / mo
  • 10 optimizations a month
  • Priority support
QUAFI Pro
$170 / mo
  • Unlimited optimizations
  • Tracking of several portfolios
  • One advisory call a month
Enterprise · B2B
Custom contract
  • API integration and white label
  • Custom dashboards, multiple seats
  • For brokers, banks and advisers

Users pay a fixed price, with no fee on the capital they invest and no hidden charges. Prices in US dollars, under validation during the launch.

TodayAnalysis and recommendations, free for everyone during the launch.
April 2027Paid plans start in Argentina.
2028Users execute their portfolio inside QUAFI through a registered trading agent.
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09 / 12
Team

Three founders, an economist and two engineers, who built everything you have seen.

AS
Founder and CEO

Agustín A. Shehadi C., Ph.D.

Ph.D. in EconomicsM.Sc. in EconometricsM.Sc. in Economics
Designed QUAFI's algorithms and ran them on his own capital for five years. Professor of mathematical economics at UCEMA; fintech strategy at Mercado Pago.
FS
Product and data

Facundo L. Shehadi C.

Mechanical EngineerM.Sc. candidate in AI, UdeSA
Leads product design, data integration and the performance of the algorithms. Production planning engineer at Toyota Argentina.
LM
Strategy and growth

Lucas M. Monasterio

Industrial EngineerM.Sc. candidate in AI, UdeSA
Leads strategy, market research, customer acquisition and partnerships. Builds AI systems at Mercado Libre.
Built in house Optimization engine, data pipeline, academy and research, all by the team.
Tested before it ships Every change to the algorithm is tested on years of data it has never seen.
First two hires A full-stack developer for the platform and a commercial lead, funded by the round.
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10 / 12
The round

We are raising a seed round to take a validated product to market across the region.

Seed round · open
USD 1.5M to 2.5M
First close at USD 1.5M. The round funds our plan through the Series A, which we expect in 2029, with a 20% safety margin.
TermsInstrument and valuation to be agreed with the lead investor.
Funding to dateFounders' own capital. The three founders work without salary.

Use of funds

Team51%
Marketing and content30%
Legal and regulatory8%
Contingency7%
Infrastructure and travel4%

What the round pays for

  1. The first two hires. A full-stack developer dedicated to the platform and the algorithms, and a commercial lead.
  2. Paid acquisition in Argentina from January 2027, starting with a test that measures what a user costs.
  3. The regulatory path. CNV registration now, then in-app execution through a registered trading agent in 2028.
  4. Regional expansion from 2028. Uruguay and Chile first, then Mexico, Colombia and Peru.
  5. A Series A in 2029, with a multi-country user base and paid revenue behind it.
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What we are looking for

Partners who help us reach users faster and grow in regulated markets with care.

Investors

A lead investor and co-investors for the seed round, ideally with fintech experience in Latin America or the United States.

Corporate partners

Brokers, banks and wealth managers who want to give their clients an optimized, explained portfolio, under their own brand or through our API.

Mentors

People who have taken a regulated fintech across borders, and who can help with pricing, growth and our first enterprise contracts.

We built the product and the algorithms ourselves. What would move QUAFI fastest now is distribution, and a few pilots with firms that already have the clients would do more for our launch than any advertising budget.

QUAFI
Professional portfolio analysis for everyone who invests
The quality of an investment should not depend on having studied finance.
Agustín A. Shehadi C., Ph.D. · Founder and CEO
Seed Round 2026
QUAFI
NOTES
Notes

Methodology and legal notice

03What QUAFI does

1Universe as of September 2026, 3,438 instruments. Stocks, ETFs, CEDEARs and fixed income from the United States and Argentina, on a rolling ten-year window. Prices update every business day and the models are re-estimated weekly.

04Validation

1Trained on data from 2009 to 2024 and evaluated over the full calendar year 2025, with no look-ahead. The Python code is reproducible and available for due diligence. Each AI received the same prompt, acting as a financial analyst, with the same history to 2024 and the same universe of assets. Max Sharpe is classical mean-variance optimization on the same universe. Past results do not guarantee future results.

07Market

1The five-year ceiling splits into about 145,000 users in Argentina, 145,000 in the rest of Latin America and 50,000 in the United States, which enters last. The order of countries follows each regulatory regime and our cost to reach users there.

05Demo

1A real portfolio produced by the optimizer with prices to December 31, 2024, balanced profile, mid-term horizon, ten assets, at most 40% in any one asset. The conservative profile favors stability and caps each asset at 30%; the aggressive profile seeks growth and caps each asset at 50%. The short horizon (one to two years) keeps a larger share in the most stable instruments, the mid-term horizon (two to five years) a moderate share, and the long horizon (over five years) none.

2Sharpe ratio = (return − risk-free rate) ÷ volatility, the extra return earned for each unit of risk. Risk-free rate 4.3% a year, the 2025 average of the ten-year US Treasury yield. The largest fall over the period was 23.5% for the portfolio and 19.0% for the S&P 500, both in April 2025.

08Business model

1In-app execution requires an agreement with a registered trading agent (Agente de Negociación) under CNV rules. Until then QUAFI informs and does not execute trades or hold client money.