These Terms and Conditions (the "Terms") govern your access to and use of QUAFI (the "Service"), operated by QUAFI LLC, a limited liability company organized under the laws of the State of Delaware, United States of America (Delaware file number 10704762), with registered office at 16192 Coastal Highway, Lewes, Delaware 19958, United States ("QUAFI", "we", "us", or "our"). By creating an account or otherwise using the Service, you agree to be bound by these Terms.
Last updated: 25 October 2026.
1. Acceptance of these Terms
By registering for, accessing, or using the Service, you confirm that you have read, understood, and agree to these Terms and to our Privacy Policy, which is incorporated here by reference. If you do not agree, you must not use the Service. If you are using the Service on behalf of an organization, you represent that you have authority to bind that organization to these Terms.
2. What QUAFI Is — and Is Not
The Service applies quantitative models to publicly available market data to generate analytical reports, rankings, risk and return metrics, and illustrative portfolio allocations based on parameters you provide. These outputs are informational and educational in nature. They are general in character, are not tailored to your financial situation, objectives, or needs, and do not constitute investment, financial, legal, accounting, or tax advice.
QUAFI does not establish any fiduciary, advisory, or brokerage relationship with you. You are solely responsible for evaluating the merits and risks of any decision and, where appropriate, for consulting a qualified, licensed professional before acting.
3. Eligibility
You must be at least 18 years old, or the age of majority in your jurisdiction if higher, and legally able to enter into a binding contract. You may not use the Service where doing so would be unlawful, or where QUAFI is not authorized to offer it.
4. Accounts and Security
You are responsible for maintaining the confidentiality of your credentials and for all activity under your account. You agree to provide accurate registration information and to keep it current. Notify us promptly of any unauthorized use. We may suspend or terminate accounts that we reasonably believe have been compromised or used in breach of these Terms.
5. Subscriptions, Billing, and Free Tier
Certain features are offered without charge, including a limited number of complimentary analyses. Paid plans are billed in advance on the cycle described at the point of purchase and, unless stated otherwise, renew automatically until cancelled. You may cancel at any time; cancellation takes effect at the end of the current billing period, and fees already paid are non-refundable except where required by law. We may change prices prospectively, with notice, effective on your next renewal. QUAFI charges no fees on assets under management and takes no commission on any transaction — because it neither manages assets nor executes trades.
6. Acceptable Use
You agree not to: (a) reverse engineer, scrape at scale, or attempt to extract the Service's underlying models or data other than through features we provide; (b) resell, redistribute, or commercially exploit the Service or its outputs without our written permission; (c) interfere with or compromise the integrity or security of the Service; (d) use the Service to violate any applicable law or the rights of others; or (e) misrepresent QUAFI's outputs as personalized advice to any third party.
7. Intellectual Property
The Service, including its software, models, methodology, text, design, and brand, is owned by QUAFI LLC or its licensors and is protected by intellectual property laws. Subject to these Terms, we grant you a limited, non-exclusive, non-transferable, revocable license to use the Service for your own personal or internal business purposes. Reports you generate are for your own use; you retain responsibility for how you use them. All rights not expressly granted are reserved.
8. Third-Party Data and Market Information
The Service relies on market and reference data obtained from third-party sources. Such data may be delayed, incomplete, or inaccurate, and is provided "as is." QUAFI does not guarantee the accuracy, timeliness, or completeness of any data and is not responsible for third-party errors or omissions. Past performance and back-tested results are not indicative of future results.
9. Privacy
Our collection and use of personal information is described in our Privacy Policy. By using the Service you consent to that processing. QUAFI does not require, request, or hold your brokerage or bank credentials.
Communications. Besides the messages needed to operate your account, such as verification and password resets, QUAFI may send you two periodic emails, a weekly note on the stock that scored highest under the balanced model and a monthly check-in on the portfolios you have saved. They are informational and carry no personalized advice. Each one includes a one-click unsubscribe link, both can be turned off in Settings at any time, and a request to stop is honored immediately. To send and measure them we process your email address, language, saved portfolios and delivery events (sent, delivered, opened, clicked, bounced, reported as spam), which we keep for up to twelve months. Residents of the European Economic Area and the United Kingdom receive these emails only after opting in. Should we add further email of this kind, we will tell you first and it will follow the same rules.
10. Disclaimers; No Warranty
The Service is provided "as is" and "as available," without warranties of any kind, whether express, implied, or statutory, including any implied warranties of merchantability, fitness for a particular purpose, accuracy, or non-infringement. QUAFI does not warrant that the Service will be uninterrupted, error-free, or that any result will be achieved. Investing involves risk, including the possible loss of principal.
11. Limitation of Liability
To the maximum extent permitted by law, QUAFI LLC and its members, managers, officers, employees, and affiliates will not be liable for any indirect, incidental, special, consequential, or punitive damages, or for any loss of profits, revenues, data, or investment losses, arising out of or related to your use of — or inability to use — the Service, even if advised of the possibility. To the extent liability cannot be excluded, our aggregate liability is limited to the amount you paid to QUAFI for the Service in the twelve months preceding the event giving rise to the claim.
12. Indemnification
You agree to indemnify and hold harmless QUAFI LLC and its members, managers, officers, and employees from any claims, damages, liabilities, and expenses arising from your use of the Service, your violation of these Terms, or your infringement of any third-party right.
13. Changes to the Service or these Terms
We may modify the Service or these Terms from time to time. Material changes will be notified through the Service or by email, and will take effect on the date stated. Your continued use after changes take effect constitutes acceptance. If you do not agree, you must stop using the Service.
14. Termination
You may stop using the Service and close your account at any time. We may suspend or terminate your access if you breach these Terms or if we discontinue the Service. Provisions that by their nature should survive termination — including intellectual property, disclaimers, limitation of liability, and governing law — will survive.
15. Governing Law and Jurisdiction
These Terms are governed by the laws of the Argentine Republic, without regard to conflict-of-laws principles. The courts of the City of Buenos Aires will have exclusive jurisdiction over any dispute arising from these Terms, except where mandatory consumer-protection law grants you the right to bring proceedings in another forum.
16. Corporate Information
The Service is operated by QUAFI LLC, a limited liability company organized under the laws of the State of Delaware, United States of America, formed on 20 July 2026 under Delaware file number 10704762, with registered office at 16192 Coastal Highway, Lewes, Delaware 19958, United States.
We may provide parts of the Service through affiliates, subsidiaries, or service providers acting on our behalf; QUAFI LLC remains responsible to you for the Service under these Terms. If an affiliate becomes the contracting entity for users in a particular country, we will tell you before that change takes effect, in the manner described in section 13.
17. Contact
Questions about these Terms may be directed to support@quafi.io.
© 2026 QUAFI LLC. All rights reserved.